Item

Source and/or Purpose  

Hardship letter      

You may prepare yourself or with the help of your agent

Authorization to communicate  

Borrower authorizing agent to communicate with lender 

Listing agreement 

Initiated by your listing agent at time property is put on the market  

MLS Input Sheet

Prepared by your listing agent once the property is in the MLS system 

Purchase agreement 

Prepared by your listing agent or cooperating agent in the sale  

Prequel letter for new buyer  

From the agent representing the new buyer 

Proof of funds for new buyer  

From the agent representing the new buyer

Copy of initial deposit  

From the agent representing the new buyer 

Seller financial worksheet  

You may prepare it yourself, or with the help of your agent 

Income tax returns (2 years) 

Prepared by income tax preparer 

Two most recent bank statements 

If self-employed, Pt & L statement 

Usually prepared by CPA or bookkeeper  

Copy of rental agreement 

If your source of income is rental, you need to supply rental agreements 

One month of check stubs 

Form 4506T 

Prepared by income tax preparer 

Hud1 (estimated) 

Prepared by Escrow company 

HAFA (short sale) 

Ask lender for their HAFA application to participate in HAFA short sale  

Arms length transaction affidavit  

From lender or from your agent