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REAL ESTATE INFORMATION

When a deed of trust/mortgage is paid in full, you can record a Full Reconveyance from the trustee stating publicly that the loan has been paid. The Full Reconveyance form is completed and signed by the trustee, whose signature must be notarized and then recorded.

Full Reconveyance form can be purchased at most office supply or stationery stores. Usually the trustee named on your Deed of Trust will also have forms available and will issue the Full Reconveyance.

Substitution of Trustee and Full Reconveyance

The Substitution of Trustee and Full Reconveyance is also purchasable at most office supply or stationery stores) consist of two documents, which are serially incorporated into one form or sheet.

The Substitution of Trustee and Full Reconveyance is signed by the present beneficiary and present Trustee under Deed of Trust, whose signatures are notarized and also may be recorded later. The sooner the better to give public notice of debt paid in full.

Substitution of Trustee

When the present beneficiary under Deed of Trust desires to substitute a new trustee under the Deed of Trust, a Substitution of Trustee is also purchasable at most office supply or stationery stores) consist of two documents, which are serially incorporated into one form or sheet.

Most private lenders and specially borrowers are not aware of how important it is to have these documents recorded or at least kept in a safe place signed and notarized as they are proof of paid debts. It becomes extremely important when you want to sell so the title doesn’t show liens against your property.